Saturday, March 27, 2010

The Great Abhitabh Bachhan

Congress party is a party of flatterers and hence even UPA ( ruling party) headed by Congress party is dominated by those who flatterer the high command and follow her by hook or by crook, even if it is needed to humiliate the person of high repute such as Abhitabh Bachhan. They want Shahrukh Khan, Salman Khan, and Amir Khan to popularize Congress party candidates and enhance their winability in election. Congress Party leaders do not believe in doing work for the area where people voted them to power.

Traditionally it is observed that none in Congress party could ever dare of going against High command in congress Party. This is why Chief Minister of Maharashtra thought it better and beneficial to humiliate even International fame icon Abhitabh Bachhan just to please Sonia. Leaders of Congress party do not hesitate in speaking white lie just to obey the order of high command, right or wrong it may be. Survival of congress party itself depends not on its performance but its opposition to BJP and favour to those who support Muslim line. Abhitabh on the other hand accepted offer of Gujarat CM to become brand ambassador of Tourism in the state of Gujarat. It is not digestible for Congress High Command.

In congress party, none is really interested for image of the country. They therefore do not hesitate to give Bharat Ratna award to disputed figure, Padam Bibhusan award to film hero of lesser fame and lesser popularity etc. Even promotions and posting of IAS and IPS officers, judges, Chairman of various departments and PSUs depends on their degree of flattery to ministers and high command, ant not at all on their merit , talent or performance in their area of operation.

Our country in brief is a country of yes-men and flatterers, not performers.

Even president of India do not have courage to move or even speak against High Command. Even letters written to field level juniors to top level President of India are formally accepted and thrown in dustbin if the contents of the same go against the desire of High Command. Even media people worship those who are in power. Therefore it is not unjustified to say that India is a country of yes-men and flatterers.
danendra jain
ganaraj choumuhani
agartala
28.03.2010

Tuesday, March 23, 2010

IPL for commonmen or luxary of Rich people

IPK Kochi team and Pune team sold at Rs3200/crores.

Can you imagine total value of IPL team and total turnover involved?

Can you imagine the total loss government has to incur in organization of game?

Can Government stop this and ask the team buyers to invest the same amount for poor?

Can our government motivate sponsors of IPL to invest their money in public investment to create more and more job opportunities?

Why doesn’t government stop expenses in providing security and other infrastructure maintenance?

In a country where majority of population is unable to earn even bread and butter for survival, it is justified to spoil so many amounts on IPL and allow dirty politicians to focus on such avoidable costly game at the cost of poor Indians?

Can we not learn lessons from other developed countries like USA, UK, France, China, Japan, and Germany who are not participating in such costly games and concentrating on the development of their country?

Can a poor country like India afford expenses on such game or common wealth game where poverty is spreading like cancer?

Can you imagine the indirect loss caused to nation by those who spoil his precious time in watching game on TV?

Is present UPA government serving the interest of Common men through IPL?

http://in.linkedin.com/in/danendra

Saturday, March 20, 2010

Pan India new private banks

I think Finance Minister, heads of banks,IBA and others who are asking for more and more banks have ignored the bitter experience banks faced when they opened numerous branches in order to implement Service Area Approach introduced in 1976 with a motto to make bank accessible in all villages having a population of 10000. Accelerated expansion of banking network took place from 76 to 96 and banks realized that many branches turned unviable and unsustainable. They converted many branches into satellite branches or shifted their location or finally closed the same. Banks are committing the same blunder by opting for unmanageable expansion of their network to increase the business. To add fuel to fire Finance Minister or RBI are advising for opening of more and more banks , local banks or PAN India banks.

What is the utility of bank in villages when they have got no money to park with? Villagers are starving and begging. There is no water, no electricity , no opportunity for getting job, no good school, no good hospital for medical care, no arrangement for proper security and no infrastructure in most of the villages , but there will a bank perhaps for delivery of various aids and subsidies to be directly delivered in the hands of villages through No Frill Accounts . Common men are crying for bread to eat and cloth to bear. Wherefrom will they bring money to bank with. They need money and not only no frill accounts for which RBI has been crying since long.

If Government feel that network of 65000 branches (including PSU banks, private banks, rural banks, cooperative banks, foreign banks) is not enough, they should convert all post offices numbering more than a lac in India into bank instead of opting for more and more local banks or pan India banks proposed by Finance Minister . Post officers are already in process of technological up gradation. When post offices in India become active on CBS platform , they will be able to start banking with comfort and they are available in all nook and corners of the country and they covers most of the villages in the country.

There is no need of opening new banks, there is rather need to consolidate the existing banks, post offices, on banking financial companies, insurance companies, share broking companies and financial institutions. There is urgent need to stop irregularities, mal practices, corruption and fraudulent activities prevalent in these institutes. . There is need to punish those companies who are swindling away money of poor people in villages by promising exorbitant interest. There is needed to make existing banks more active, efficient and honest. Numerous non banking finance companies are working in almost all towns to cheat money from common men and fly away in short span of time .RBI needs to stop such rape of common men.

In brief I can say that existing financial system is almost beyond the control of RBI and there is large scale cheating going on in the country. When media unearth any story of cheating by bank or NBCC, RBI or government of India comes into action that too for a day or two, institutes a committee to look into it and then forget. This is the painful story of RBI monitoring or that of government control.

This is why we frequently comes across incident of NBCC or cooperative bank or rural banks shutting their door or the head of such financial companies absconding from the town leaving behind thousands of investors weeping and crying

Thursday, February 25, 2010

CBI or Vigilence

Everyday news about GDP growth or bank lending rate comes on TV and newsprint. Chairman of ICICI or HDFC or SBI or PNB or Union Bank whoever he or she may be, they are inclined to give such a statement which suits wishes of government. They are number one yes-men of Ministers and they are invariably surrounded by corrupt and CBI case ridden General Managers .When General Managers are facing CBI inquiry and are not punished by Chairman of any bank it shows how much corrupt and false they themselves are. Executives more often than not, are addicted to speak lie and concoct figure. Therefore if these CEO talks about stable interest rate regime or social inclusion it appears ridiculous and ludicrous. Neither can one believe on statistics submitted by them or bad loans or real health of economy.

Even Chartered Accountants or Credit rating agencies are not doing their job honestly. Based on some statistics or the other they are simply predicting the probable NPA percentage in banks based on some premise or the other. They believe on balance sheet data of last year which I do not believe. . If they look into the books /CBS system of at least five banks in five towns or ten towns in a state say Jharkhand or Bihar and they assess personally without believing any word from banker I think reality will precipitate. But before that rating agency has to learn prudential norms of the banks very carefully and then work for this task seriously at least for three months. I think bad loan percentage will be at least five times of what they are exhibited in balance sheets.

An officer who is not well versed in modern tact of keeping boss happy or not master in cooking figure cannot become executive. An officer who is not tactful in earning money and share with bosses cannot dream of becoming executive. When corruption is at large scale at higher level even CBI or CVC will not pursue the case. Even Ministry of Finance will remain silent. RBI officers and inspectors will submit favourable report.

One can imagine what is happening in a bank where all General Managers like Vijendra, Bansal, Govindan are surrounding the Managing director of that bank and not punished even after various charges. It may be also be guessed who are the God fathers behind such heavyweights .In such sorry state of affairs one cannot dream of good health of bank and neither can he believe on the preaching of these CEOs of the bank. In such bank good officers cannot dream of promotion or good posting. And this is bitter truth that a bank cannot show stable growth without the whole hearted support of field workers. When field functionaries are ingeneral unhappy they cannot be loyal but they can be good flatterer.It is therefore hard nut to crack to assess the real health of any bank.

Saturday, February 13, 2010

Credit Card

Arbitrary promotion and whimsical transfer is the root cause of rampant corruption and culture of flattery to superiors. Culture of flattery to bosses and tendency to become Yesman of Ministers, MPs and MLAs is the root cause of all maladies prevailing in the society. Every employee in our country knows the bitter truth that only those who are yesmen of bosses can get elevation in their career or get cream and comfortable posting.

Most of MLS, MP and Ministers have accumulated properties worth many crores of rupees. Department of vigilance or CBI or Anti corruption cell or Economic offenders cell are silent spectators.

So many IAS and IPS officers have been found indulged in corrupt practices only because they have got the blessings of their mentor Ministers.

So many bank officers and executives have properties worth crores of rupees, which is far more than their total earning in their entire tenure. It is possible only because there is practically none to look into corrupt practices prevailing in the bank at higher level.

When Head of any department or office is corrupt, or when any minister in the government is corrupt it will be foolish to imagine of healthy culture down the line.
It is very difficult to survive with dignity when the boss is corrupt and when boss likes flattery.
Only when boss loves real performance, employees feel delighted in working sincerely.

When real performers are awarded, there will be positive motivation. On the contrary if corrupt is promoted and given good posting, it is but natural that people will be tempted to toe the line of boss even if it is wrong and unethical and against the interest of the organization

As long as we are unable to provide a reasoning based transfer and merit based promotion and as long as the wrong doers are not punished by either head of the department or by the courts we cannot imagine of stopping corrupt practices prevailing in the system and spreading like cancer in the society.

Old proverb survival for the fittest no more holds good. Now a days survival is possible only for the person who is well versed in flattery to bosses, who can earn money through ill methods and share the same with his bosses.

The bitter truth is that there is no foolproof method of providing perfectly merit-based promotion or seniority based promotion in any office. None of the promotion processes can ensure justice to all, justice to the organization and discomfort to none as long as the person responsible for carrying out the promotion process is dishonest and corrupt. When protectors become destructors, damage to society cannot be stopped,

One easy way to stop whimsical transfer and arbitrary promotion is to maintain transparency and abolish the requirement of passing through Interview for existing employees for getting promotion. Interview is such a test where Interviewers can easily spoil the candidates career.

During interview, key role is played by elements like bribe, gift, sources, godfathers, and flattery possessed by employee whose performance is assessed during interview. When Interviewer desires to promote an employee he raises easy questions or do not raise any question and give higher marks and on the contrary he may raises toughest and irrelevant questions before the candidate to reject him in the promotion process.

The interviewer as per his whims and fancies gives marks for interview and unfortunately there is no method to penalize such malicious interviewers or the interview team made of birds of the same feather. There is hardly any place for merit in the mind of Interview panel and this why whimsical promotions take place and a reign of injustice and that of corruption spreads like epidemic and is followed by inefficiency, frustration, depression and what not.

Last but not the least; our courts cannot deliver justice in decades. This eliminates the fear from the minds of interviewer and the aggrieved employee is constrained to bear with the rejection in promotion process. Justice delayed is justice denied. And when there is no hope of justice even from court, aggrieved person in promotion process is left with no alternative other than digesting the poison of injustice.

It is an open secret in our society that victim is afraid of lodging complain in police department against any type of criminal. Not to speak of promotions, management can torture an employee by using his power of transfer and posting an employee in the name of exigencies as per his sweet will.

I therefore request you to take immediate steps to ensure merit based transparent promotion and reasoning based transfers and posting in all offices. Only one remedy to cure disease of corruption is to award honest performers and sideline corrupt performers. Only the bearer knows where the shoe pinches is a right proverb in this regard.

IN BANKING INDUSTRY THERE ARE HUNDREDS OF OFFICERS WHO ARE FACING TRANSFER EVEN TWICE OR THRICE A YEAR WHEREAS OFFICERS SITTING IN METROS ARE SITTING IN ONE TOWN SINCE JOINING SAY FOR TWO OR THREE DECADES.
EVEN POLICY OF RURAL POSTING IS MISUSED BY THE MANAGEMENT TO ISOLATE NON FLATTERERS .
EVEN POLICY OF POSTING OUTSIDE STATE AFTER PROMOTION IS MISUSED TO FAVOUR THE PEOPLE OF WEST BENGAL OR THAT OF MAHARASHTRA.
POLICY OF NORTH EAST POSTING IS USED TO ISOLATE NON FLATTERERS. POLICY OF TRANSFER FOR NON PERFORMERS IS ALSO USED BY THE EXECUTIVE TO KEEP NON FLATTERES AWAY.
NOWHERE AND NONE OF POLICIES ARE USED TO PROMOTE THE CULTURE OF PERFORMANCE.
AS SUCH IT IS COMPARATIVELY BENEFICIAL TO ELIMINATE THE ELEMENTS OF DISCRETION OR DISCRIMINATION IN THE INTERNAL PROMOTION PROCESS AND TRANSFER POLICY.THE MORE TRANSPARENT WILL BE THE POLICIES , THE LESS WILL BE QUANTUM OF FLATTERY IN THE MIND OF WORKING OFFICERS.
EXECUTIVES WHO ARE INDULGED IN CORRUPT PRACTICES WHILE RELEASING ORDER OF TRANSFER OF PUTTING THEIR SIGNATURE ON PROMOTION ORDERS MUST BE SUITABLY PUNISHED SO THAT RECURRENCE OF SUCH MALPRACTICE DO NOT TAKE PLACE.
JUSTICE DELAYED IS JUSTICE DENIED. YOU CANNOT IGNORE THE RESENTMENT, FRUSTRATION AND DEPRESSION PREVAILING IN THE FIELD LEVEL FOR LONG WITHOUT INVITING STRIKE AND LARGE SCALE REVOLT AND RAMPAGE

Danendra Jain
Agartala

Wednesday, February 10, 2010

Helpless Common men

Highest office in the country is that of President of India. Can anyone expect positive outcome from grievances lodged on website / letters sent to President of India?

Is PM’s or CM’s office responding positively on public grievances lodged with it?

Are courts in India delivering quick justice?

Is it true that letters or grievances are as usual forwarded to concerned department or filed without any action as other subordinate departments are doing?

Is it a fact that office of President’s Secretariat is also suffering from manpower shortage as other offices are suffering in the country?

After all where from common men can expect justice?

Courts in India are also beyond the reach of common men. Justice delayed is justice denied.

Wednesday, February 3, 2010

Who are three idiots

Who should be given “Nobel Best Idiot /Politician” award for changing the subject of debate from price rise, corruption and terrorism to Marathi Manus, Modi’s IPL and My name is Khan

1. Sri Ashok Chouhan, the Chief Minister of Maharashtra who ignited fire on Taxi drivers and made it mandatory for drivers to have Marathi knowledge and 15 years stay certificate to obtain license to drive in Maharashtra or Mumbai.
2. Mr. Lalit Modi whose IPL rejected Pakistani players.
3. Mr. Shahrukh Khan who suggested inclusion of Pakistani players in IPL
4. Home Minister Mr. P Chidambaram who started debate on IPL players by showing his disagreement and displeasure on non inclusion of Pakistani players.
5. Bal Thakre .and his political party Shiv Sena who threatened Shahrukh Khan and his film My name is Khan
6. Rahul Gandhi who praised NSG commandos from Bihar and North India and ridiculed Thakres for divisive policies while attending a rally in Gaya in Bihar
7. Prime Minister Mr. Manmohan Singh who has been silently watching the ‘Chirharan’or rape of Democracy and slow poisoning of common men through unprecedented price rise and unbridled rampant corruption
8. Media like IBN or Star News who have completely sidelined the issue of price rise and corruption and given High priority and importance to Thakreism and ,IPL politics,
9. RSS supremo and Mr Gadkari BJP President supporting Non- Marathis and condemning Shiv Sena and Bal Thakre who is trying to divide the Indians on the basis of language and region.
10. Any other nominee

Danendra Jain Ganaraj choumuhani Agartala 799001
3rd Feb. 2010